Wealth Management Services

Investment Management


  • Fiduciary Investment Management
  • Brokerage
  • Complete Transparency
  • No Proprietary Investment Products
  • ​Proven Track Record

Can you easily articulate the investment strategies you are using now?  Do you know what your total investment costs are?  Are you sure that your adviser is not getting compensated by sources in addition to the fees you pay such as by using proprietary investment products?  Wouldn't it be nice to work with industry veterans whose independence allows for a singular focus on you?   Do you want a team of advisers working to help assure your lifestyle and legacy?



  • Life
    • Term & Permanent
    • Personal & Business
  • Long Term Care 
  • Disability Income
    • Personal
    • Business
      • Employee Benefit
      • Cross Purchase Funding

​More ultra-high net worth people secure their life insurance through an M Financial Member Firm than through the rest of the industry combined. Curious to know why and how?  Wouldn't you like to leverage this access and expertise to benefit your family?  Your business?

Retirement Plans


  • 401k/Profit Sharing Plans
  • Executive Bonus Plans
  • ​Fiduciary Risk Mitigation

Are you looking for advisers whose independence allows them to focus on customizing the plan design to meet your specific situation and who can then facilitate a competitive bidding process among leading industry providers for fulfillment?    

If it's been more than three years since your plan had a competitive review and your plan is between $1 million and $70 million in assets, you need to call us.

M Financial Group Member Firm


We are proud to be an M Financial Member Firm who's history dates back to 1978 when four visionaries came together to form M Financial Group with an idea that clients with better experience characteristics deserved access to better pricing. Life insurance carriers at the time used delivery systems and products that helped them retain the value created by the most profitable policies, instead of returning it to those clients who helped create it. So M Financial was established with a new distribution network of entrepreneurial Member Firms. Working together with select carriers, we created better products for affluent clients and distributed them through this exclusive network of Member Firms. In the decades since, we have cultivated an exclusive community of Member Firms across the U.S., in the U.K., and in the UAE, and have expanded our solutions beyond life insurance to include Disability Insurance, Long-Term Care Insurance, Annuities, Corporate Benefits, Wealth Management, and International Insurance Solutions.

Professional Services


Traditional life insurance as well as securities offered in IL, IN, FL, MI, MN,  OH,  and WI.  Securities also offered in AZ, CA, CO, and MO. Residents  of other states should consult a locally licensed representative for  insurance and/or securities products. As our registrations in additional  states progress we will update this site. Securities  & Investment Advisory Services Offered Through M  Holdings  Securities, Inc., a Registered Broker/Dealer and Investment  Advisor. Member FINRA/SIPC.  My Advisor & Planner LLC is  independently owned and operated and is a member of the M Financial  Group.  Please go to www.mfin.com/DisclosureStatement.htm for further details regarding this relationship.  Please also visit www.finra.org and www.sipc.org for more information.